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Terms of Service

Last updated: April 2026

By accessing or using the services of Varagan Finance Pvt Ltd, you agree to comply with and be bound by the following terms and conditions.

1. Loan Approval

All loan approvals are subject to the sole discretion of Varagan Finance Pvt Ltd. Meeting eligibility criteria does not guarantee loan approval. Decisions are based on our internal credit assessment and regulatory compliance.

2. Interest Rates & Charges

Interest rates, processing fees, and other charges are communicated to the customer during the application process. These are subject to change based on market conditions and company policy.

3. Repayment

Borrowers are responsible for timely repayment of EMIs as per the agreed schedule. Late payments may attract penalties and impact credit scores.

4. Governing Law

These terms are governed by the laws of India. Any disputes are subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu.

5. Contact Us

For any clarifications regarding these terms, please contact us at varaganfinanceinfo@gmail.com.

© 2026 Varagan Finance Pvt Ltd. All Rights Reserved.