Every Loan You Need,
Under One Roof

From personal emergencies to business expansion — Varagan Finance has the right product at the right rate for you.

For Every Personal Need

Whether it's a medical emergency, your child's education, a wedding, home renovation, or an overseas trip — our personal loans give you the funds you need quickly and without the need for collateral.

20%
Starting Rate
₹25L
Max Loan
5 Yrs
Max Tenure
24 Hrs
Disbursal
No collateral required
Minimal documentation
Flexible EMI options
Part-prepayment allowed after 6 months
Apply for Personal Loan

Fuel Your Business Growth

Working capital, equipment purchase, inventory stocking, or expansion — our business loans are designed for MSME owners, shop owners, traders, and entrepreneurs across Tamil Nadu.

20%
Starting Rate
₹1Cr
Max Loan
7 Yrs
Max Tenure
48 Hrs
Disbursal
For sole proprietors, partnerships & Pvt Ltd
Secured and unsecured options
Overdraft facility available
GST filing history accepted as income proof
Apply for Business Loan

Your Dream Home Awaits

Whether you're buying a flat, constructing a new house, or renovating an existing property — our home loans offer the lowest rates and longest tenures to make your home ownership dream affordable.

20%
Starting Rate
₹2Cr
Max Loan
20 Yrs
Max Tenure
72 Hrs
Approval
Purchase, construction, renovation
Upto 90% of property value
Tax benefit under Section 24(b)
Balance transfer from other banks
Apply for Home Loan

Instant Cash Against Your Gold

Your idle gold jewellery can be your financial lifeline. Get up to 75% of gold value as loan — disbursed on the same day with minimal paperwork. Your gold is safely stored in our insured vault.

20%
Starting Rate
₹50L
Max Loan
2 Yrs
Max Tenure
Same Day
Disbursal
Fair valuation by certified appraiser
Gold insured during storage
Only Aadhaar & PAN required
Bullet repayment option available
Apply for Gold Loan

Not sure which loan is right for you?

Our expert team will guide you to the perfect product for your situation — free of charge.

Get Loan Help